BRAC Bank vs City Bank vs Dutch-Bangla Bank
Researched from 11 sites
-
BRAC Bank
Photo: bracbank.com
- City Bank
- Dutch-Bangla Bank
The Verdict
Dutch-Bangla Bank is the best choice for ATM accessibility and low-cost local usage, while BRAC Bank and City Bank offer superior digital apps and more flexible international card management for frequent travelers. Overall, choose based on whether your primary need is extensive physical ATM coverage (DBBL) or advanced digital features and international flexibility (BRAC/City).
Detailed Attribute Comparison
| Attribute | BRAC Bank | City Bank | Dutch-Bangla Bank |
|---|---|---|---|
| Mobile App | Astha | Citytouch | NexusPay / Rocket |
| ATM Network Reach | Wide national network | Extensive national network | Largest ATM network in Bangladesh |
| International Debit Card | Available (Multi-currency options) | Available (On standard BDT cards via endorsement) | Available (Visa/Mastercard options) |
| Annual Debit Card Fee | BDT 600 + VAT (Classic) | BDT 600 (General/Visa) | BDT 400 (Nexus local) / USD 10 (Intl) |
| Foreign ATM Withdrawal Fee | Not published — worth asking directly | USD 2.75 per transaction | USD 3.00 per transaction |
| Currency Markup Fee | Not published — worth asking directly | 3% for non-USD currencies | Nil (for specific cards) |
| Known issues | Occasional app functionality issues, strict documentation/KYC compliance hurdles | User reports of unexpected account freezing, app UI/UX complaints | High customer support wait times, frequent server/app stability complaints |
| 24/7 Call Center | 16221 | 16234 | 16216 |
| Digital Account Opening | Available via e-KYC portal | Available via Citytouch | Available via NexusPay (pending review) |
| NPSB/Local Transfer Fee | Varies by account | BDT 30 (after 5 free transactions) | BDT 10 (via NPSB) |
Sources
11 sites were read by a live web search while this comparison was written.
- bracbank.com
- app.dutchbanglabank.com
- en.wikipedia.org
- city.bank
- mycitybank.com
- scribd.com
- citybankplc.com
- dutchbanglabank.com
- legacy.bracbank.com
- brackweb.s3.ap-southeast-1.amazonaws.com
- bracusa.org
Searches run:
- “City Bank personal savings account debit card fees app branches ATMs international card”
- “Dutch-Bangla Bank personal savings account debit card fees app branches ATMs international card”
- “BRAC Bank personal savings account debit card fees app branches ATMs international card”
- “is BRAC Bank City Bank Dutch-Bangla Bank a device”
Who should choose which
BRAC Bank
A leading private commercial bank in Bangladesh focused on SME and digital banking services.
Choose it if you prioritize a feature-rich, user-friendly digital app experience for managing multiple account types.
City Bank
A major commercial bank providing comprehensive retail banking and robust international card services.
Choose it if you need a convenient way to enable international transactions on a standard local debit card.
Dutch-Bangla Bank
A pioneer in electronic banking with the largest ATM network across Bangladesh.
Choose it if you value the widest ATM accessibility and a cost-effective, card-centric banking ecosystem.
Quick answers
How much does each of BRAC Bank, City Bank and Dutch-Bangla Bank cost?
BRAC Bank: BDT 600 + VAT (Classic). City Bank: BDT 600 (General/Visa). Dutch-Bangla Bank: BDT 400 (Nexus local) / USD 10 (Intl).
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